Transparency in our relationship matters to us the most.
It’s your money - you deserve to know what you’re paying for.
Here’s a breakdown of all the charges invloved.
| Joining Fee (one-time) | PKR 1,000/- |
| Annual Subscription Free | PKR 1,000/- |
| Salary-on-Demand | 3% for 30 days if employee payroll is run using FINJA Business. 5% for 30 days if payroll is not run through Finja Business. |
| Finja Debit Card Fee | PKR 1,500/- (for salaried professionals only) |
| Cash Withdrawals | No charges while performing transaction in debit mode. PKR 500/- per transaction in credit mode |
| IBFT | No charges while performing transaction in debit mode. 3% of the transaction amount in credit mode. |
| Point-of-Sale Transactions | No charge if paid on or before due date |
| Late Payment Fees | 3% of the total outstanding amount |
*All charges inclusive of FED